retirement income

Retirement Crisis? Maybe, or Maybe Not

Whenever the press and finan­cial services industry unite around a story line, it’s probably worth a second look. The idea that America is headed for a retirement crisis is one of those mantras, but in a recent study, analysts with retirement plan consultant Towers Watson reached a somewhat rosier conclusion.

The "Fragile Decade" of Your Retirement

Some call it the “fragile decade,” that first 10 years of retirement when market movements can have a profound effect on a portfolio’s ability to sustain income and financial security for the years ahead.  It has a lot to do with the sequencing of returns. 

Planning for the New Normal Retirement

It’s Not Your Grandfather’s Retirement Anymore

The need for retirement planning didn’t really exist until well into the 1970s. Up to that point, people worked until age 65 and then spent a few years in leisure through their life expectancy, which was about 69. Many retirees of that era were able to coast into retirement with the support of a pension plan.

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